If you live in the UK, then having a Will is a must. As a Muslim, you must distribute your wealth after you die according to Islamic law.
Prophet Muhammad (ﷺ) said,
“It is not permissible for any Muslim who has something to will to stay for two nights without having his last will and testament written and kept ready with him.” [Bukhari]
As a Muslim, you must distribute your wealth after you die according to the sharia (Islamic law). If you live in the UK, then having a Will is a must. This is because if you die without one, your assets will be distributed according to domestic law, not Islamic law.
It’s a quick and simple process to make a Will and it’s relatively inexpensive too! Making a tax efficient Will can save on the amount of Inheritance Tax your family may have to pay after you die. In the event of dying intestate, your family will have to apply to the courts to administer your estate – a far more lengthy and costly process than if you had written a Will. It gives you the opportunity to help those less fortunate By leaving a gift in your Will to a charitable cause – it helps not only the beneficiaries, but can help you too – for sadaqa jariya (ongoing charity) is an action that continues to be rewarded after death.
You need to have a Will that complies with both English law and Islamic law in order for it to be both valid in the UK and in accordance with Islam. Dying without a will in the UK costs on average £9,700 in lost assets and expenses.